Insurance Filing
Before scheduling an appointment, patients should contact their insurance company's member services department to ask if medical services at the Health Center would be considered for coverage. The number to call can usually be found on the back of the insurance card.
In Network Commercial Health Insurance
In Network Plans
The Health Center is currently in network with the PPO and EPO plans of the following insurance companies:
- Aetna
- Blue Cross Blue Shield (except Omnia Silver)
- Carefirst
- United Health Care
The Health Center is currently in network with ONLY the PPO and Open Access Plus products of Cigna.
United Healthcare MDIPA and Optimum Choice
MDIPA and Optimum Choice will only pay for services at the Health Center if the Health Center is named as your PCP.
You can temporarily change your PCP by calling the member customer service number on the back of your insurance card.
These plans do not cover in-house labs or X-rays.
Carefirst Blue Choice
Carefirst Blue Choice does not cover x-ray services at the Health Center.
POS and HMO Plans
Many POS and HMO plans require patients to see their Primary Care Physician (PCP) to have services covered.
If you have a POS or HMO plan with any of the aforementioned companies, please contact your insurance company to see if your services would be covered at the Health Center.
Please be aware that some POS and HMO plans have restrictions on where they will cover x-ray and lab services.
Medicaid and Medicare
Maryland Medicaid
The Health Center is also able to file with the following Maryland Medicaid plans for registered students:
- Aetna Better Health
- Amerigroup
- Jai Medical Systems Inc
- Medstar Family Choice
- Maryland Physician's Care
- Priority Partners
- United HealthCare Community Plan
- University of Maryland Health Partners
Please be aware that Maryland Medicaid plans do not cover x-ray imaging at the Health Center. Maryland Medicaid also does not cover in-house laboratory services (the only exception being Maryland Physician's Care which only covers the in-house rapid strep test).
Out of State Medicaid
The Health Center is unable to file to any out-of-state Medicaid plans. Patients with out-of-state Medicaid are still able to be seen at the Health Center as Self-Pay patients. For more information on Self-Pay and costs please visit our Billing and Costs page.
Medicare
The Health Center is unable to file to any Medicare plans. Patients with Medicare are still able to be seen at the Health Center as Self-Pay patients. For more information on Self-Pay and costs please visit our Billing and Costs page.
Out of Network Insurance
Filing to Out of Network Insurance
If you have an out-of-network insurance plan, the Health Center can file as a courtesy if you have out-of-network benefits. The Health Center cannot guarantee that your insurance company will cover any or all of the services you have done. You are encouraged to call your insurance company to see if your services would be covered at the Health Center.
Some costs that a patient with an out-of-network insurance plan may be responsible for are but are not restricted to:
- Out-of-network co-pays
- Out-of-network co-insurance
- Out-of-network deductibles
- Office visit fees
- Lab work
- Procedures (ie: sutures and ear washes)
- Medical devices (ie: slings, boots, ace wraps)
- X-ray services
- Medication
Insurances with no coverage at the Health Center
The following insurance plans the Health Center is unable to file to:
- Kaiser Permanente
- Tricare Prime
- Out of State Medicaid
- Medicare
Any patients with the aforementioned insurance companies can be seen at the Health Center as Self-Pay patients. Please see our Billing and Costs page for more information about Self-Pay.
